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Complete guide to Microsoft employee benefits including 401k match, retirement plans, and more.
Match Rate
50%
of first 3% contributed
Max Match
$23,000
per year
Match Vesting
Immediate
100% vested day 1
Mega Backdoor
Available
After-tax contributions
Microsoft matches 50% of your contributions up to 3% of your salary.
Example:
If you earn $150,000 and contribute 3% ($$4,500), Microsoft adds 50% = $2,250 per year.
Mega Backdoor Roth
Available
After-Tax Contributions
Available
Brokerage Window
Not Available
Microsoft offers an ESPP that allows you to purchase company stock at a discount.
View ESPP DetailsEligibility: Level 67+
DCP allows deferral of up to 100% of bonus and 75% of base salary. Withdrawals can be deferred by up to five years but must be scheduled at least a year from the initial date.
Note: Deferred compensation is typically only available to senior employees and carries different risks than 401k plans.
This content is for educational purposes only and does not constitute financial advice. The information provided is general in nature and may not appl...
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