Free equity analysis
Stock Price
$52.30
Closing price · Feb 26, 2026
Vesting Period
4 years
4-year vesting, 25% annually, starting Feb 15, 2027 for specific grants; generally ratably annually over three years for others
Vesting Frequency
Annually
How often shares vest
Cliff Period
None
Immediate vesting
Bank of America RSUs vest on a 4-year vesting, 25% annually, starting Feb 15, 2027 for specific grants; generally ratably annually over three years for others schedule.
Example calculation based on 100 shares:
| Year | Vesting % | Shares Vesting | Estimated Value |
|---|---|---|---|
| Year 1 | 25% | 25 | $1,307.50 |
| Year 2 | 25% | 25 | $1,307.50 |
| Year 3 | 25% | 25 | $1,307.50 |
| Year 4 | 25% | 25 | $1,307.50 |
| Total | 100% | 100 | $5,230 |
* Based on Bank of America stock price of $52.30 as of Feb 26, 2026. Actual values will vary.
25%
25 shares
$1,307.50
25%
25 shares
$1,307.50
25%
25 shares
$1,307.50
25%
25 shares
$1,307.50
Bank of America vesting schedule based on 100 total shares
Let's walk through what happens when 100 shares of your Bank of America RSUs vest at the current stock price.
Calculate gross value at vesting
100 shares × $52.30
= $5,230
Estimate taxes owed (federal + state + FICA)
$5,230 × 45%
= $2,353.50
Calculate net value after taxes
$5,230 - $2,353.50
= $2,876.50
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Bank of America also offers these equity compensation programs to employees:
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