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Apple's ESPP offers standard 15% discount with lookback. A solid addition to the RSU program for building Apple stock position.
Stock Price
$264.18
Closing price · Feb 27, 2026
ESPP Discount
15%
Off purchase price
Lookback Provision
Yes
6 month offering
Max Contribution
$25,000
IRS limit applies
Apple's ESPP offers standard 15% discount with lookback. A solid addition to the RSU program for building Apple stock position.
Discount Rate
15%
Off stock purchase price
Lookback Provision
Yes
Lower of grant or purchase price
Offering Period
6 months
6-month purchase periods
How your returns could look based on different stock price movements (assuming $10,000 contribution):
Stock stays flat
Stock change: 0%
Stock up 20%
Stock change: 20%
Stock down 10%
Stock change: -10%
Tax information is provided for general guidance only. Tax laws change frequently and vary by jurisdiction. The information presented may not reflect ...
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Section 423 qualified plan with standard ESPP tax treatment.
Here's how a $10,000 ESPP contribution would work at Apple with the current stock price.
Calculate discounted purchase price
$264.18 × (1 - 15%)
= $224.55
Calculate shares purchased
$10,000 ÷ $224.55
= 44 shares
Calculate immediate market value
44 shares × $264.18
= $11,623.92
This content is for educational purposes only and does not constitute financial advice. The information provided is general in nature and may not appl...
YourEmployeeStock.com is not a registered investment advisor.
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